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Will You Pay Capital Gains Taxes on a Second Home Sale?

Capital gains rules for second homes are a bit different than the rules for primary residences.


[Updated: Mar 09, 2021 ] Jan 17, 2020 by Matt Frankel, CFP

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Long-Term Capital Gains Tax Rate Single Filers (Taxable Income) Married Filing Jointly Heads of Household Married Filing Separately
0% $0 – $40,400 $0 – $80,800 $0 – $54,100 $0 – $40,400
15% $40,401-445,850 $80,801-$501,600 $54,101-$473,750 $40,401-$250,800
20% Over $445,850 Over $501,600 Over $473,750 Over $250,800

Data source: IRS

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