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Capital Gains Tax Basics

If you sell investments at a profit or loss, here's what you can expect.


[Updated: Feb 17, 2021 ] Nov 21, 2019 by Matt Frankel, CFP
FREE - Guide to Real Estate Taxes

Learn about how you can reap the rewards of investing in the most tax-advantaged asset class in America.

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Long-Term Capital Gains Tax Rate Single Filers (Taxable Income) Married Filing Jointly Heads of Household Married Filing Separately
0% $0 to $39,375 $0 to $78,750 $0 to $52,750 $0 to $39,375
15% $39,376 to $434,550 $78,751 to $488,850 $0 to $461,700 $39,376 to $244,425
20% Over $434,550 Over $488,850 Over $461,700 Over $244,425

Data source: IRS.

Marginal Tax Rate Single Filers (Taxable Income) Married Filing Jointly Head of Household Married Filing Separately
10% $0 to $9,700 $0 to $19,400 $0 to $13,850 $0 to $9,700
12% $9,701 to $39,475 $19,401 to $78,950 $13,851 to $52,850 $9,701 to $39,475
22% $39,476 to $84,200 $78,951 to $168,400 $52,851 to $84,200 $39,476 to $84,200
24% $84,201 to $160,725 $168,401 to $321,450 $84,201 to $160,700 $84,201 to $160,725
32% $160,726 to $204,100 $321,451 to $408,200 $160,701 to $204,100 $160,726 to $204,100
35% $204,101 to $510,300 $408,201 to $612,350 $204,101 to $510,300 $204,101 to $306,175
37% Over $510,300 Over $612,350 Over $510,300 Over $306,175

Data Source: IRS.

Type Amount
Long-term capital gains $4,000
Short-term capital gains $2,000
Long-term capital losses $5,000
Short-term capital losses $0