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|800 and up||Exceptional||The safest type of borrower 21% of Americans fall into this group Pays on time every time Has deep credit history|
|740 to 799||Very Good||Generally safe borrower 25% of the population falls into this group Has good financial habits Makes on-time payments consistently|
|670 to 739||Good||Generally safe borrower 21% of Americans fall into this category May have a few late payments|
|580 to 669||Fair||Riskier borrower 17% of Americans fall into this group May have late payments May have high levels of debt|
|580 or less||Poor||The riskiest type of borrower About 16% of the population fall into this category Likely has late payments or collections May have high levels of debt|
Got $1,000? The 10 Top Investments We’d Make Right Now
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