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Commercial Landlord Insurance: Types of Coverage and Costs

Understanding the types of insurance options available and the coverage you may need will help ensure you're taken care of when the unexpected happens.


[Updated: Feb 04, 2021 ] Jun 15, 2020 by Kevin Vandenboss

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Insurance Type Price Range
Flood insurance $708 to as much as $5,000 or more in areas in a known flood zone.
Earthquake insurance $1 to $15 per $1,000 of coverage, based on geographical area.
Crime insurance $240 for $25,000 in coverage, up to $5,000 per million in coverage.
Terrorism insurance $19 to $49 per million.
Errors and Omissions insurance $700 for real estate businesses.
Environmental insurance $3,500 to $7,000 up to $50,000+ for properties with known contamination.

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