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Why Are Investment Property Loan Rates Higher Than Other Mortgages?

Investment property loan rates are higher than other mortgages because of the increased risk they present to the lender.


[Updated: May 19, 2021 ] Sep 04, 2019 by Aly J. Yale

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A little pro tip here: If you want to finance a duplex or triplex and actually live on the property, you might be able to get some sweet deals on your loan. FHA loans are available for these types of purchases and only require a 3.5% down payment.

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