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Multifamily Houses

The Pros and Cons of Investment Property Mortgages

Investment property mortgages are one of the many ways you can finance your next real estate purchase. Make sure you know the pros and cons before using one.

[Updated: May 19, 2021 ] Oct 26, 2019 by Aly J. Yale
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Pros Cons
High loan balances Higher credit score and cash reserve requirements
Flexibility in size and type of real estate you can purchase Lower debt-to-income ratios required
Ability to finance multiple properties Higher interest rates