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FHA Loan

The FHA Title 1 Loan: Everything You Need To Know Before Getting an FHA Home Improvement Loan

Here’s what you need to know before applying for an FHA home improvement loan.


[Updated: Feb 04, 2021 ] Nov 20, 2020 by Tara Mastroeni

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Type of Property Maximum Loan Amount Available Loan Term
One Unit $25,000 6 months - 20 years and 32 days
Two Unit $24,000 6 months - 20 years and 32 days
Three Unit $36,000 6 months - 20 years and 32 days
Four Unit $48,000 6 months - 20 years and 32 days
Five (or more) Units $60,000 6 months - 20 years and 32 days
Nonresidential Property $25,000 6 months - 20 years and 32 days
Manufactured home that’s classified as real property $25,090 6 months - 15 years and 32 days
Manufactured home that’s not classified as real property $7,500 6 months - 12 years and 32 days
Historic Preservation Lesser of $15,000 per dwelling unit or $45,000 6 months - 15 years and 32 days
Fire-safety equipment $50,000 6 months - 20 years and 32 days

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