Advertiser Disclosure

advertising disclaimer
Skip to main content
FHA Loan money

FHA Loan Limits: How Much Can You Borrow?


[Updated: Apr 15, 2021 ] Mar 09, 2020 by Aly J. Yale
Get our 43-Page Guide to Real Estate Investing Today!

Real estate has long been the go-to investment for those looking to build long-term wealth for generations. Let us help you navigate this asset class by signing up for our comprehensive real estate investing guide.

*By submitting your email you consent to us keeping you informed about updates to our website and about other products and services that we think might interest you. You can unsubscribe at any time. Please read our Privacy Statement and Terms & Conditions.

Number of Units Market Limit
1 $356,362 $822,375
2 $456,275 $1,053,000
3 $551,500 $1,272,750
4 $685,400 $1,581,750

Data source: HUD.

Down payment 3.5% to 10%, depending on credit score
Credit score 500-plus, depending on down payment
Residency Citizens, lawful residents 
Occupancy Borrower must occupy the property as their primary residence for the majority of the calendar year
Property Must be one to four unitsMust meet HUD's minimum property standardsMust undergo an FHA appraisal

Data source: HUD.