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|Number of Units||Market||Limit|
|Down payment||3.5% to 10%, depending on credit score|
|Credit score||500-plus, depending on down payment|
|Residency||Citizens, lawful residents|
|Occupancy||Borrower must occupy the property as their primary residence for the majority of the calendar year|
|Property||Must be one to four unitsMust meet HUD's minimum property standardsMust undergo an FHA appraisal|
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