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Mortgage Rates Remain Near Record Lows, But Application Volume is Down

[Updated: Jun 09, 2021 ] Apr 08, 2020 by Matt Frankel, CFP
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Type of Loan Average Interest Rate Last Week's Average Rate Average Points (Including Origination Fee)
30-year fixed-rate conforming 3.49% 3.47% 0.28
30-year fixed-rate jumbo 3.87% 3.84% 0.26
30-year FHA 3.54% 3.57% 0.19
15-year fixed-rate conforming 3.04% 3.05% 0.25
5/1 adjustable-rate mortgage (ARM) 3.39% 3.35% (0.02)

Data source: Mortgage Bankers Association. Parentheses indicate negative numbers.