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A Guide to Owner Financing


[Updated: Jun 09, 2021 ] Nov 12, 2019 by Liz Brumer

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Loan Factor Value
Purchase price $200,000.00
Down payment $30,000.00
Loan amount $170,000.00
Interest rate 8%
Number of payments 180
Balloon payment due at the end of year 10 $130,528.65
Monthly payment $1,247.40
Total paid to seller $224,532.00

Data source: Author calculations.

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Loan amount $300,000
Interest rate 4.5%
Number of payments 360
Monthly payment $1,520.06

Data source: Author calculations.

Loan amount $20,000
Interest rate 6%
Number of payments (term) 60
Monthly payment $386.66

Data source: Author calculations.

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buying with owner financing

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selling with owner financing

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