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Lease Agreement

What Is Renters Insurance, and Do You Need It?

Renters insurance will protect you from losses, even when they happen at a property you don’t own.

[Updated: May 06, 2021 ] Nov 11, 2019 by Maurie Backman
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Items Covered Limits Personal Possessions
Personal Possessions Damage to personal items within the rental. Theft, rioting, and vandalism. Belongings stolen from inside your car. Flood, hurricane, or earthquake. Damage to the vehicle. Limited coverage for jewelry or high-value collections. Anything (even covered items) that are over your limit.
Additional Living Expenses Hotels, meals, laundry, pet boarding Damage to the physical property. Anything (even covered items) that are over your limit.
Liability Protection Legal fees, medical bills, financial claims Anything (even covered items) that are over your limit.